Online Bookkeeping Services for Small Businesses
Mispar is a bookkeeping firm built for small businesses. Our team handles your monthly bookkeeping and delivers tax-ready financial statements every month — so you can run your business instead of chasing receipts.
Flat monthly pricing from $229/mo · No contracts · Works inside your QuickBooks or Xero
100%
tax-ready books delivered monthly, guaranteed
Dedicated
Bookkeeper on every plan
50
States served
6+ yrs
Bookkeeping experience
< 24 hrs
Average support response
Most owners didn’t start a business to chase down receipts.
If any of this sounds familiar, you’re not alone — and it’s not too late to fix it.
You’re behind on your books
Receipts, transactions, and reconciliations have piled up for months. Every week it gets harder — and more expensive — to catch up.
You don’t know if you’re actually profitable
Without monthly statements, you’re guessing. You can’t see real margins, can’t plan for taxes, and can’t make confident decisions.
Tax season is a fire drill
Every spring you scramble to hand your CPA a shoebox of numbers. It costs more, it’s stressful, and it’s entirely avoidable.
Clean books in four steps — and you’re done.
Onboarding takes about a week. After that, your books happen in the background while you run your business.
We meet your bookkeeper
A dedicated, U.S.-based bookkeeper is assigned to your business — not a rotating team or a chatbot. You meet them on a 20-minute kickoff call.
We connect your accounts
We work inside your existing QuickBooks or Xero — no new platform to learn. We securely link your bank, credit card, and payment processors.
We close your books each month
Every transaction is categorized, every account reconciled. You get a clean P&L, balance sheet, and cash flow report — tax-ready, not draft.
You stay ahead, year-round
At year-end your statements are ready for your CPA on day one. No scramble, no surprise tax bills, no catch-up invoices.
Bookkeeping services that cover the whole month — and the whole year.
Monthly Bookkeeping
Ongoing categorization, reconciliation, and closing — so your books are never behind.
Learn more →Tax-Ready Financial Statements
A clean P&L, balance sheet, and cash flow report delivered every month, ready for your CPA.
Learn more →Catch-Up Bookkeeping
Months or years behind? We reconstruct your books and get you current — fast.
Learn more →QuickBooks Bookkeeping
We work inside your existing QuickBooks or Xero — no proprietary lock-in, ever.
Learn more →Bookkeeping for Freelancers
Simple, affordable books built for self-employed and solo consultants.
Learn more →Small Business Bookkeeping
Category-specific reporting for restaurants, retail, e-commerce, and contractors.
Learn more →Collections
New: our in-house collections team calls and emails customers who owe your business money.
Learn more →One price, every month. No surprises, no hourly billing.
Pick the tier that fits your business. Every plan includes a real, dedicated bookkeeper and tax-ready statements — because that’s the whole point.
Every paid plan includes
- Dedicated bookkeeper
- Same-day responses
- Monthly tax-ready P&L and balance sheet
- Books kept in your own QuickBooks Online or Xero
- Month-to-month billing, no long-term contract
Every plan is a fixed price for an agreed scope: we agree your entity count, accounts and routine transaction capacity before work starts, so there are no surprise bills. Catch-up bookkeeping for past months is quoted separately before any work starts and is not included in the monthly price.
Startup
Freelancers and very small businesses with simple, one-account books.
- Up to $5K in monthly expenses
- 1 bank/card account reconciled
- 1 entity
- Core monthly categorization and bookkeeping
- Monthly P&L and balance sheet
- Tax-ready year-end statements
- Email support
Grow
Small businesses with multiple accounts that want the monthly bookkeeping handled.
- Everything in Startup
- Up to $15K in monthly expenses
- Up to 4 bank/card accounts reconciled (replaces the 1-account cap)
- 1 entity
- Higher routine transaction capacity within an agreed scope
- Monthly cash-flow report
Premium
Established single-entity businesses with higher volume and custom reporting needs.
- Everything in Grow
- Up to $30K in monthly expenses
- Up to 8 bank/card accounts reconciled (replaces the 4-account cap)
- 1 entity
- Higher transaction capacity within an agreed scope
- Quarterly check-in call
- Custom management reporting
Enterprise
Multi-entity or high-volume businesses that need weekly numbers and a hands-on finance partner.
- Everything in Premium
- Agreed entity count and combined account/transaction scope (replaces the entity and account caps)
- Dedicated bookkeeper plus a senior reviewer
- Weekly close and reconciliation
- Multi-entity and consolidated books
- Monthly financial package with a monthly review call (replaces the quarterly check-in)
- Cash-flow forecast updated monthly
- Product, service and project profitability reporting
Bookkeeping built for the way you actually work.
We speak your chart of accounts. COGS for restaurants, inventory for retail, job costing for contractors — not generic categories that don’t fit.
See all industries →Why owners switch to Mispar from DIY and Bench.
| Compare | Mispar | DIY | Bench |
|---|---|---|---|
| Dedicated human bookkeeper | Shared team | ||
| Flat monthly pricing | |||
| Tax-ready monthly statements | |||
| Works in your QuickBooks/Xero | |||
| No platform lock-in |
Bookkeeping guides for business owners.
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Read the guideJob Costing for Contractors
What it is, and how to do it job by job.
Read the guideWIP Schedule for Contractors
What it is and how to build one each month.
Read the guidePercentage of Completion Accounting, in Plain English
How contractors recognize revenue as work progresses.
Read the guideWhat our clients say
★★★★★ 5.0 on GoogleMispar takes all the headache out of business accounting and bookkeeping. Their attention to detail, clear communication, and timely financial reports give us complete peace of mind so we can focus on growing our business. Outstanding service, highly recommended!
Dovy Glauber
Google review · October 2026
Mispar delivers hands down the best monthly bookkeeping services we’ve used. Having a dedicated bookkeeper who works directly inside our QuickBooks makes a world of difference, no rotating support teams or generic chatbots. They handle our bank reconciliations, monthly P&L, balance sheets, and expense categorization with 100% precision. Having tax ready financial statements delivered every single month gives us total peace of mind and makes year end with our CPA completely stress free. If you need a reliable, responsive bookkeeping firm for your small business, Mispar is the team to hire.
Ahron Miller
Google review · October 2026
Working with Mispar for our bookkeeping services has been a total game-changer. Their team is exceptionally thorough, accurate, and responsive with our monthly financial tracking and reporting. They take the stress out of tax season and keep our accounts balanced flawlessly. If you’re a small or growing business looking for reliable bookkeeping, payroll support, and expert financial management, I highly recommend Mispar!
Eli Kraut
Google review · October 2026
What stands out about Moshe at Mispar is the customer service. He communicates clearly, is always available when I need him, and pays real attention to detail. Nothing slips through the cracks. My books are clean, up to date, and I never have to chase him down. Exactly what you want from a great bookkeeper.
Motty Frankel
Google review · October 2026
We have been using Mispar for our ongoing financial management, and working with them has been a complete game changer for our company. As a small business owner, finding reliable small business bookkeeping services was always a struggle until we partnered with their team. They handle our monthly bookkeeping, bank reconciliations, and profit and loss statements with extreme precision. Having clean, tax ready financial statements delivered consistently has saved us so much time and made tax season completely stress-free for our CPA. Their expertise in QuickBooks Online and financial management gives us total peace of mind. If you are looking for an accurate, responsive, and trustworthy professional bookkeeper or bookkeeping firm, I cannot recommend Mispar highly enough. Easily a 5-star team!
Kleanery Office
Google review · September 2026
Mispar has been a great partner for our bookkeeping. Responsive, accurate, and they actually explain the numbers instead of just handing over reports. Highly recommend for any small business or freelancer looking for reliable books.
Mendy Fischer
Google review · September 2026
This is a phenomenal very well organized bookkeeping firm. A pleasure to deal with them
Jacob Lichter
Google review · September 2026
Mispar has been a huge help for my business. My books are always accurate and up to date, and I never have to chase anyone down for answers. They're responsive, easy to work with, and took a big load off my plate. If you're a small business owner or freelancer looking for reliable bookkeeping, I'd definitely recommend them.
Moshe Stern
Google review · September 2026
Everything owners ask before they switch.
Do you use real bookkeepers or just software?
Real, U.S.-based bookkeepers. Software does the data entry; a dedicated human bookkeeper reviews, categorizes, and closes your books every month. You can message them directly.
Will I have to switch to a new platform?
No. We work inside your existing QuickBooks or Xero. There’s no proprietary platform to learn and no lock-in — if you ever leave, your books stay with you.
What does “tax-ready” actually mean?
It means your monthly P&L, balance sheet, and cash flow statements are accurate and reconciled, so your CPA can file your taxes without re-doing your books. At year-end, everything is ready on day one.
How fast can you get me started?
Most clients are fully onboarded within 24–48 hours — kickoff call, accounts connected, and your first month in progress. If you’re behind, we start catch-up right away.
Is my financial data secure?
Yes. We use bank-grade encryption and read-only connections to your bank and cards. We never move money on your behalf, and access is restricted to your dedicated bookkeeper.