Terms of Service

By accessing or using the Mispar website, the client portal at portal.misparbooks.com, or any of Mispar’s bookkeeping services, you agree to these Terms of Service. If you do not agree, do not use the website or the services.

Where Mispar and a client have signed a separate engagement letter or service agreement, that agreement controls in the event of any conflict with these Terms.

Mispar provides bookkeeping services that include:

• Monthly transaction categorization and reconciliation.
• Catch-up bookkeeping for prior periods.
• Monthly financial statements, including a profit and loss statement and balance sheet.
• A dedicated, U.S.-based bookkeeper.

All services are performed within the client’s existing QuickBooks Online or Xero file.

Unless expressly agreed in a separate written engagement, Mispar does not provide tax preparation, tax filing, tax advice, audit or attest services, payroll tax filing, legal advice, or financial or investment advice. Financial statements are prepared for management use and are not audited, reviewed, or compiled under AICPA standards.

Clients should consult a licensed CPA or attorney for tax and legal matters.

To allow us to deliver accurate services, the client agrees to:

• Provide complete, accurate, and timely information, documents, receipts, and account access.
• Maintain their own QuickBooks Online or Xero subscription.
• Respond to open questions and requests from Mispar within a reasonable time.
• Review delivered financial statements and notify Mispar promptly of any errors.
• Retain original source documents.
• Maintain responsibility for the accuracy of the underlying data supplied to Mispar.

Mispar is not responsible for errors resulting from incomplete, inaccurate, or delayed client information.

The client authorizes Mispar to access designated accounting, banking, and document systems solely to perform the services. The client is responsible for the security of its own credentials and for promptly revoking Mispar’s access upon termination of the services.

Subscription plans are billed monthly in advance and renew automatically each month until cancelled. Current monthly pricing tiers are Startup ($229/mo), Grow ($429/mo), Premium ($629/mo) and Enterprise ($1,250/mo), plus Custom pricing for a scope built around your business. Each plan is a fixed price for an agreed scope: the entity count, accounts and routine transaction capacity are agreed before work starts.

We discuss and agree any new scope and price with the client before anything changes, so the monthly price does not change on its own. Catch-up or cleanup bookkeeping is quoted separately before that work starts and is not included in the monthly plan. By subscribing, the client authorizes Mispar to charge the selected payment method for recurring monthly fees.

There is no long-term contract. Either party may cancel, and cancellation takes effect at the end of the current billing period. Fees already paid for the current period are generally non-refundable. Any published satisfaction guarantee applies only as stated at the time of purchase. Failed or late payment may result in suspension of services.

Account credentials for the client portal are for authorized users only. Clients are responsible for all activity under their accounts and must notify Mispar promptly of any suspected unauthorized access.

Each party will keep the other’s confidential information in confidence and use it only to perform or receive the services. This obligation does not apply to information that is public, independently developed without use of the other party’s information, or required to be disclosed by law.

The client owns its financial data and its QuickBooks or Xero file at all times. On termination, the client retains full access to its own accounting file, and Mispar will provide reasonable cooperation in the transition.

See our Privacy Policy for details on how we handle and retain data.

Mispar owns the website, its content, branding, templates, checklists, and workflows. Clients receive no license to copy, resell, or redistribute them.

The client agrees not to: use the services for any unlawful purpose; attempt to breach or circumvent security; scrape or reverse engineer any part of the site or portal; submit fraudulent records; or ask Mispar to record transactions the client knows to be false.

Our services depend on third-party platforms, including QuickBooks, Xero, banks, and payment processors. Mispar is not responsible for their outages, errors, pricing changes, or data practices.

The services and website are provided “as is” and “as available.” To the maximum extent permitted by law, Mispar disclaims all warranties, including any warranty of merchantability, fitness for a particular purpose, or uninterrupted or error-free operation.

To the maximum extent permitted by law, Mispar is not liable for indirect, incidental, consequential, special, or punitive damages, or for lost profits, lost data, tax penalties, or interest. Mispar’s total aggregate liability is capped at the total fees paid by the client to Mispar in the twelve months preceding the claim.

Some jurisdictions do not allow certain limitations of liability, in which case those limitations do not apply to the extent prohibited.

The client agrees to indemnify and hold Mispar harmless from claims arising out of the client’s breach of these Terms, inaccurate or unlawful information the client provided, or misuse of the services.

Either party may terminate the month-to-month engagement with notice. Mispar may suspend or terminate services for non-payment, abusive conduct, or unlawful activity. Upon termination, the client retains access to its own accounting file, and any remaining obligations to pay fees for services already rendered remain in effect.

These Terms are governed by the laws of the state in which Mispar Bookkeeping is organized, without regard to conflict of laws principles. The parties will attempt to resolve any dispute in good faith first.

Any dispute will be resolved in the state or federal courts located in that state, and each party waives any objection to venue. To the extent permitted by law, each party waives any right to a jury trial and agrees that claims may not be brought as a class action.

Mispar may update these Terms from time to time. The “Last Updated” date will change when we do, and continued use of the services after changes constitutes acceptance. We will communicate material changes to our active clients.

These Terms constitute the entire agreement between the parties regarding their subject matter. If any provision is found unenforceable, the remaining provisions remain in effect. No failure to enforce any right is a waiver. The client may not assign these Terms without Mispar’s consent. Mispar is not liable for failure or delay caused by events beyond its reasonable control (force majeure). Mispar performs services as an independent contractor and is not an employee or agent of the client.

Questions about these Terms? Get in touch:

Mispar’s legal company name is Clarion FG Corp.